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How the reward works

Borrowell offers a free Equifax credit score and report in Canada. The referrer earns a $5 CAD e-gift card per qualified referral; the friend gets no cash — the friend-side value is the free score and report. A qualified referral means the friend signs up for a Borrowell Free Credit Score account through the link and actually receives their free score. Both accounts must be active and in good standing within 30 days of the referral; the reward becomes available around 30 days after the referral. Once redeemed, you have 365 days to pick an e-gift card, and redemption applies to your entire rewards balance at once. No self-referral, individuals only, and the link must not be promoted by bulk or unsolicited email. Amounts and terms can change without notice.